Screamingskull... please try remember that you have plenty of time to study... you can even take more than a year out to drum up the funds. Granted you will probably lose your place but you can always re-apply... try not to pile too much pressure on yourself, this whole process should be joyful rather than some sword of Damocles baying for your blood.
You have time on your side...
Research all of your options and I'm sure that you will get what you want.
The best of luck to you.
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